Presented by DATCU

Personal Finance: Lending

Helpful Tips That impact Your Budget

Understanding the Lending Process and Your Credit Score

We get it.  When it comes to knowing how your financial decisions shape your ability to borrow, it can be very confusing.  Watch our full podcast using the links above or catch the highlights linked below and learn how you can make small changes with a very big impact.

Lending Terms

APR, secured vs. unsecured, revolving, collateral, pre-approval.  All the terms.  The jargon alone can make the lending process seem more complicated than it really is.  Let us add some clarity through these clips.

What’s a Credit Score?

Credit scores and how they are determined can make a pretty big difference in your loan terms but do you really know what it is?  Learn what can make (or break) your credit score with these helpful videos.

Types of Loans and Starting the Process

Learn what types of loans can help you build your credit score and hear how DATCU can help you build payment history and character.